diff --git a/build_msvc/libbitcoinconsensus/libbitcoinconsensus.vcxproj b/build_msvc/libbitcoinconsensus/libbitcoinconsensus.vcxproj
index 0be7e7e430..2c6c0a8b7c 100644
--- a/build_msvc/libbitcoinconsensus/libbitcoinconsensus.vcxproj
+++ b/build_msvc/libbitcoinconsensus/libbitcoinconsensus.vcxproj
@@ -40,7 +40,7 @@
     <ClCompile Include="..\..\src\script\script.cpp" />
     <ClCompile Include="..\..\src\script\script_error.cpp" />
     <ClCompile Include="..\..\src\uint256.cpp" />
-    <ClCompile Include="..\..\src\utilstrencodings.cpp" />
+    <ClCompile Include="..\..\src\util\strencodings.cpp" />
   </ItemGroup>
   <ItemGroup>
     <None Include="packages.config" />
diff --git a/src/Makefile.am b/src/Makefile.am
index 6141919007..703304cebd 100644
--- a/src/Makefile.am
+++ b/src/Makefile.am
@@ -183,10 +183,10 @@ BITCOIN_CORE_H = \
   txmempool.h \
   ui_interface.h \
   undo.h \
-  util.h \
-  utilmemory.h \
-  utilmoneystr.h \
-  utiltime.h \
+  util/system.h \
+  util/memory.h \
+  util/moneystr.h \
+  util/time.h \
   validation.h \
   validationinterface.h \
   versionbits.h \
@@ -377,8 +377,8 @@ libbitcoin_consensus_a_SOURCES = \
   tinyformat.h \
   uint256.cpp \
   uint256.h \
-  utilstrencodings.cpp \
-  utilstrencodings.h \
+  util/strencodings.cpp \
+  util/strencodings.h \
   version.h
 
 # common: shared between bitcoind, and bitcoin-qt and non-server tools
@@ -427,10 +427,10 @@ libbitcoin_util_a_SOURCES = \
   support/cleanse.cpp \
   sync.cpp \
   threadinterrupt.cpp \
-  util.cpp \
-  utilmoneystr.cpp \
-  utilstrencodings.cpp \
-  utiltime.cpp \
+  util/system.cpp \
+  util/moneystr.cpp \
+  util/strencodings.cpp \
+  util/time.cpp \
   $(BITCOIN_CORE_H)
 
 if GLIBC_BACK_COMPAT
diff --git a/src/addrdb.cpp b/src/addrdb.cpp
index 3eae2b5127..1590bce074 100644
--- a/src/addrdb.cpp
+++ b/src/addrdb.cpp
@@ -12,7 +12,7 @@
 #include <random.h>
 #include <streams.h>
 #include <tinyformat.h>
-#include <util.h>
+#include <util/system.h>
 
 namespace {
 
diff --git a/src/addrman.h b/src/addrman.h
index 6d5780afa8..b97feb6f08 100644
--- a/src/addrman.h
+++ b/src/addrman.h
@@ -11,7 +11,7 @@
 #include <random.h>
 #include <sync.h>
 #include <timedata.h>
-#include <util.h>
+#include <util/system.h>
 
 #include <map>
 #include <set>
diff --git a/src/arith_uint256.cpp b/src/arith_uint256.cpp
index 791dad7a60..aa66d13102 100644
--- a/src/arith_uint256.cpp
+++ b/src/arith_uint256.cpp
@@ -6,7 +6,7 @@
 #include <arith_uint256.h>
 
 #include <uint256.h>
-#include <utilstrencodings.h>
+#include <util/strencodings.h>
 #include <crypto/common.h>
 
 #include <stdio.h>
diff --git a/src/base58.cpp b/src/base58.cpp
index eac763394b..e3d2853399 100644
--- a/src/base58.cpp
+++ b/src/base58.cpp
@@ -6,7 +6,7 @@
 
 #include <hash.h>
 #include <uint256.h>
-#include <utilstrencodings.h>
+#include <util/strencodings.h>
 
 #include <assert.h>
 #include <string.h>
diff --git a/src/bench/bech32.cpp b/src/bench/bech32.cpp
index 8b80e17391..3c4b453a23 100644
--- a/src/bench/bech32.cpp
+++ b/src/bench/bech32.cpp
@@ -6,7 +6,7 @@
 
 #include <validation.h>
 #include <bech32.h>
-#include <utilstrencodings.h>
+#include <util/strencodings.h>
 
 #include <vector>
 #include <string>
diff --git a/src/bench/bench_bitcoin.cpp b/src/bench/bench_bitcoin.cpp
index 4fa516cb81..32faba86b4 100644
--- a/src/bench/bench_bitcoin.cpp
+++ b/src/bench/bench_bitcoin.cpp
@@ -7,8 +7,8 @@
 #include <crypto/sha256.h>
 #include <key.h>
 #include <random.h>
-#include <util.h>
-#include <utilstrencodings.h>
+#include <util/system.h>
+#include <util/strencodings.h>
 #include <validation.h>
 
 #include <memory>
diff --git a/src/bench/block_assemble.cpp b/src/bench/block_assemble.cpp
index bc99b8cdcd..ac2299374c 100644
--- a/src/bench/block_assemble.cpp
+++ b/src/bench/block_assemble.cpp
@@ -13,7 +13,7 @@
 #include <scheduler.h>
 #include <txdb.h>
 #include <txmempool.h>
-#include <utiltime.h>
+#include <util/time.h>
 #include <validation.h>
 #include <validationinterface.h>
 
diff --git a/src/bench/checkqueue.cpp b/src/bench/checkqueue.cpp
index 79689f6e0b..6ab542067a 100644
--- a/src/bench/checkqueue.cpp
+++ b/src/bench/checkqueue.cpp
@@ -3,7 +3,7 @@
 // file COPYING or http://www.opensource.org/licenses/mit-license.php.
 
 #include <bench/bench.h>
-#include <util.h>
+#include <util/system.h>
 #include <validation.h>
 #include <checkqueue.h>
 #include <prevector.h>
diff --git a/src/bench/crypto_hash.cpp b/src/bench/crypto_hash.cpp
index 5b0cf27e04..d7499a3767 100644
--- a/src/bench/crypto_hash.cpp
+++ b/src/bench/crypto_hash.cpp
@@ -9,7 +9,7 @@
 #include <hash.h>
 #include <random.h>
 #include <uint256.h>
-#include <utiltime.h>
+#include <util/time.h>
 #include <crypto/ripemd160.h>
 #include <crypto/sha1.h>
 #include <crypto/sha256.h>
diff --git a/src/bench/examples.cpp b/src/bench/examples.cpp
index 6d95e05ef6..e7ddd5a938 100644
--- a/src/bench/examples.cpp
+++ b/src/bench/examples.cpp
@@ -4,7 +4,7 @@
 
 #include <bench/bench.h>
 #include <validation.h>
-#include <utiltime.h>
+#include <util/time.h>
 
 // Sanity test: this should loop ten times, and
 // min/max/average should be close to 100ms.
diff --git a/src/bitcoin-cli.cpp b/src/bitcoin-cli.cpp
index f466505114..dc1b46faf1 100644
--- a/src/bitcoin-cli.cpp
+++ b/src/bitcoin-cli.cpp
@@ -12,8 +12,8 @@
 #include <fs.h>
 #include <rpc/client.h>
 #include <rpc/protocol.h>
-#include <util.h>
-#include <utilstrencodings.h>
+#include <util/system.h>
+#include <util/strencodings.h>
 
 #include <memory>
 #include <stdio.h>
diff --git a/src/bitcoin-tx.cpp b/src/bitcoin-tx.cpp
index 6d86581ac6..bdc064b9fb 100644
--- a/src/bitcoin-tx.cpp
+++ b/src/bitcoin-tx.cpp
@@ -18,9 +18,9 @@
 #include <script/script.h>
 #include <script/sign.h>
 #include <univalue.h>
-#include <util.h>
-#include <utilmoneystr.h>
-#include <utilstrencodings.h>
+#include <util/system.h>
+#include <util/moneystr.h>
+#include <util/strencodings.h>
 
 #include <memory>
 #include <stdio.h>
diff --git a/src/bitcoind.cpp b/src/bitcoind.cpp
index 18fcd9bc2a..c6e2a7c20a 100644
--- a/src/bitcoind.cpp
+++ b/src/bitcoind.cpp
@@ -15,10 +15,10 @@
 #include <init.h>
 #include <noui.h>
 #include <shutdown.h>
-#include <util.h>
+#include <util/system.h>
 #include <httpserver.h>
 #include <httprpc.h>
-#include <utilstrencodings.h>
+#include <util/strencodings.h>
 #include <walletinitinterface.h>
 
 #include <stdio.h>
diff --git a/src/blockencodings.cpp b/src/blockencodings.cpp
index 4c57965bec..a06bced11b 100644
--- a/src/blockencodings.cpp
+++ b/src/blockencodings.cpp
@@ -11,7 +11,7 @@
 #include <streams.h>
 #include <txmempool.h>
 #include <validation.h>
-#include <util.h>
+#include <util/system.h>
 
 #include <unordered_map>
 
diff --git a/src/chainparams.cpp b/src/chainparams.cpp
index 0574e2395e..4ce1b53880 100644
--- a/src/chainparams.cpp
+++ b/src/chainparams.cpp
@@ -8,8 +8,8 @@
 #include <chainparamsseeds.h>
 #include <consensus/merkle.h>
 #include <tinyformat.h>
-#include <util.h>
-#include <utilstrencodings.h>
+#include <util/system.h>
+#include <util/strencodings.h>
 #include <versionbitsinfo.h>
 
 #include <assert.h>
diff --git a/src/chainparamsbase.cpp b/src/chainparamsbase.cpp
index 870640e77d..f0559a319a 100644
--- a/src/chainparamsbase.cpp
+++ b/src/chainparamsbase.cpp
@@ -6,8 +6,8 @@
 #include <chainparamsbase.h>
 
 #include <tinyformat.h>
-#include <util.h>
-#include <utilmemory.h>
+#include <util/system.h>
+#include <util/memory.h>
 
 #include <assert.h>
 
diff --git a/src/consensus/merkle.cpp b/src/consensus/merkle.cpp
index 2a87a936b1..b47d9774ca 100644
--- a/src/consensus/merkle.cpp
+++ b/src/consensus/merkle.cpp
@@ -4,7 +4,7 @@
 
 #include <consensus/merkle.h>
 #include <hash.h>
-#include <utilstrencodings.h>
+#include <util/strencodings.h>
 
 /*     WARNING! If you're reading this because you're learning about crypto
        and/or designing a new system that will use merkle trees, keep in mind
diff --git a/src/consensus/tx_verify.cpp b/src/consensus/tx_verify.cpp
index 0628ec1d47..b17a8bb31d 100644
--- a/src/consensus/tx_verify.cpp
+++ b/src/consensus/tx_verify.cpp
@@ -12,7 +12,7 @@
 // TODO remove the following dependencies
 #include <chain.h>
 #include <coins.h>
-#include <utilmoneystr.h>
+#include <util/moneystr.h>
 
 bool IsFinalTx(const CTransaction &tx, int nBlockHeight, int64_t nBlockTime)
 {
diff --git a/src/core_read.cpp b/src/core_read.cpp
index 301f99bc1c..3b82b2853c 100644
--- a/src/core_read.cpp
+++ b/src/core_read.cpp
@@ -11,8 +11,8 @@
 #include <serialize.h>
 #include <streams.h>
 #include <univalue.h>
-#include <util.h>
-#include <utilstrencodings.h>
+#include <util/system.h>
+#include <util/strencodings.h>
 #include <version.h>
 
 #include <boost/algorithm/string/classification.hpp>
diff --git a/src/core_write.cpp b/src/core_write.cpp
index b86490716f..765a170307 100644
--- a/src/core_write.cpp
+++ b/src/core_write.cpp
@@ -12,9 +12,9 @@
 #include <serialize.h>
 #include <streams.h>
 #include <univalue.h>
-#include <util.h>
-#include <utilmoneystr.h>
-#include <utilstrencodings.h>
+#include <util/system.h>
+#include <util/moneystr.h>
+#include <util/strencodings.h>
 
 UniValue ValueFromAmount(const CAmount& amount)
 {
diff --git a/src/dbwrapper.h b/src/dbwrapper.h
index 52f9efe17c..416f5e8399 100644
--- a/src/dbwrapper.h
+++ b/src/dbwrapper.h
@@ -9,8 +9,8 @@
 #include <fs.h>
 #include <serialize.h>
 #include <streams.h>
-#include <util.h>
-#include <utilstrencodings.h>
+#include <util/system.h>
+#include <util/strencodings.h>
 #include <version.h>
 
 #include <leveldb/db.h>
diff --git a/src/dummywallet.cpp b/src/dummywallet.cpp
index 3eb77354c1..2a9b297029 100644
--- a/src/dummywallet.cpp
+++ b/src/dummywallet.cpp
@@ -3,7 +3,7 @@
 // file COPYING or http://www.opensource.org/licenses/mit-license.php.
 
 #include <stdio.h>
-#include <util.h>
+#include <util/system.h>
 #include <walletinitinterface.h>
 
 class CWallet;
diff --git a/src/httprpc.cpp b/src/httprpc.cpp
index 4064251c71..fcf760a4c6 100644
--- a/src/httprpc.cpp
+++ b/src/httprpc.cpp
@@ -11,8 +11,8 @@
 #include <rpc/server.h>
 #include <random.h>
 #include <sync.h>
-#include <util.h>
-#include <utilstrencodings.h>
+#include <util/system.h>
+#include <util/strencodings.h>
 #include <ui_interface.h>
 #include <walletinitinterface.h>
 #include <crypto/hmac_sha256.h>
diff --git a/src/httpserver.cpp b/src/httpserver.cpp
index c29f7a4375..dcb9e0ccd2 100644
--- a/src/httpserver.cpp
+++ b/src/httpserver.cpp
@@ -6,8 +6,8 @@
 
 #include <chainparamsbase.h>
 #include <compat.h>
-#include <util.h>
-#include <utilstrencodings.h>
+#include <util/system.h>
+#include <util/strencodings.h>
 #include <netbase.h>
 #include <rpc/protocol.h> // For HTTP status codes
 #include <sync.h>
diff --git a/src/index/base.cpp b/src/index/base.cpp
index 42c6b0373d..4d4a7e1502 100644
--- a/src/index/base.cpp
+++ b/src/index/base.cpp
@@ -7,7 +7,7 @@
 #include <shutdown.h>
 #include <tinyformat.h>
 #include <ui_interface.h>
-#include <util.h>
+#include <util/system.h>
 #include <validation.h>
 #include <warnings.h>
 
diff --git a/src/index/txindex.cpp b/src/index/txindex.cpp
index f606c8993c..ba1c44765f 100644
--- a/src/index/txindex.cpp
+++ b/src/index/txindex.cpp
@@ -5,7 +5,7 @@
 #include <index/txindex.h>
 #include <shutdown.h>
 #include <ui_interface.h>
-#include <util.h>
+#include <util/system.h>
 #include <validation.h>
 
 #include <boost/thread.hpp>
diff --git a/src/init.cpp b/src/init.cpp
index f9efaf7dc1..90dfeb3604 100644
--- a/src/init.cpp
+++ b/src/init.cpp
@@ -41,8 +41,8 @@
 #include <txmempool.h>
 #include <torcontrol.h>
 #include <ui_interface.h>
-#include <util.h>
-#include <utilmoneystr.h>
+#include <util/system.h>
+#include <util/moneystr.h>
 #include <validationinterface.h>
 #include <warnings.h>
 #include <walletinitinterface.h>
diff --git a/src/init.h b/src/init.h
index c58ba5cfd3..b106353d08 100644
--- a/src/init.h
+++ b/src/init.h
@@ -8,7 +8,7 @@
 
 #include <memory>
 #include <string>
-#include <util.h>
+#include <util/system.h>
 
 class CScheduler;
 class CWallet;
diff --git a/src/interfaces/handler.cpp b/src/interfaces/handler.cpp
index ddf9b342d8..92601fc4e9 100644
--- a/src/interfaces/handler.cpp
+++ b/src/interfaces/handler.cpp
@@ -4,7 +4,7 @@
 
 #include <interfaces/handler.h>
 
-#include <utilmemory.h>
+#include <util/memory.h>
 
 #include <boost/signals2/connection.hpp>
 #include <utility>
diff --git a/src/interfaces/node.cpp b/src/interfaces/node.cpp
index 2b19e11f08..490c456e6e 100644
--- a/src/interfaces/node.cpp
+++ b/src/interfaces/node.cpp
@@ -25,7 +25,7 @@
 #include <sync.h>
 #include <txmempool.h>
 #include <ui_interface.h>
-#include <util.h>
+#include <util/system.h>
 #include <validation.h>
 #include <warnings.h>
 
diff --git a/src/key_io.cpp b/src/key_io.cpp
index c6a541cdb1..282385f50d 100644
--- a/src/key_io.cpp
+++ b/src/key_io.cpp
@@ -7,7 +7,7 @@
 #include <base58.h>
 #include <bech32.h>
 #include <script/script.h>
-#include <utilstrencodings.h>
+#include <util/strencodings.h>
 
 #include <boost/variant/apply_visitor.hpp>
 #include <boost/variant/static_visitor.hpp>
diff --git a/src/keystore.cpp b/src/keystore.cpp
index b2012a04bb..148979cf35 100644
--- a/src/keystore.cpp
+++ b/src/keystore.cpp
@@ -5,7 +5,7 @@
 
 #include <keystore.h>
 
-#include <util.h>
+#include <util/system.h>
 
 void CBasicKeyStore::ImplicitlyLearnRelatedKeyScripts(const CPubKey& pubkey)
 {
diff --git a/src/logging.cpp b/src/logging.cpp
index 0ae4f8121e..77dc2d0939 100644
--- a/src/logging.cpp
+++ b/src/logging.cpp
@@ -4,7 +4,7 @@
 // file COPYING or http://www.opensource.org/licenses/mit-license.php.
 
 #include <logging.h>
-#include <utiltime.h>
+#include <util/time.h>
 
 const char * const DEFAULT_DEBUGLOGFILE = "debug.log";
 
diff --git a/src/merkleblock.cpp b/src/merkleblock.cpp
index 7bbc45d38a..0c37bab1f8 100644
--- a/src/merkleblock.cpp
+++ b/src/merkleblock.cpp
@@ -7,7 +7,7 @@
 
 #include <hash.h>
 #include <consensus/consensus.h>
-#include <utilstrencodings.h>
+#include <util/strencodings.h>
 
 
 CMerkleBlock::CMerkleBlock(const CBlock& block, CBloomFilter* filter, const std::set<uint256>* txids)
diff --git a/src/miner.cpp b/src/miner.cpp
index 6d35f9ac37..feb86cab66 100644
--- a/src/miner.cpp
+++ b/src/miner.cpp
@@ -21,8 +21,8 @@
 #include <primitives/transaction.h>
 #include <script/standard.h>
 #include <timedata.h>
-#include <util.h>
-#include <utilmoneystr.h>
+#include <util/system.h>
+#include <util/moneystr.h>
 #include <validationinterface.h>
 
 #include <algorithm>
diff --git a/src/net.cpp b/src/net.cpp
index c8d3efceed..65a308780a 100644
--- a/src/net.cpp
+++ b/src/net.cpp
@@ -18,7 +18,7 @@
 #include <netbase.h>
 #include <scheduler.h>
 #include <ui_interface.h>
-#include <utilstrencodings.h>
+#include <util/strencodings.h>
 
 #ifdef WIN32
 #include <string.h>
diff --git a/src/net_processing.cpp b/src/net_processing.cpp
index a1b6e021ae..f37312d155 100644
--- a/src/net_processing.cpp
+++ b/src/net_processing.cpp
@@ -25,9 +25,9 @@
 #include <tinyformat.h>
 #include <txmempool.h>
 #include <ui_interface.h>
-#include <util.h>
-#include <utilmoneystr.h>
-#include <utilstrencodings.h>
+#include <util/system.h>
+#include <util/moneystr.h>
+#include <util/strencodings.h>
 
 #include <memory>
 
diff --git a/src/netaddress.cpp b/src/netaddress.cpp
index 778c2700f9..e1af4eff62 100644
--- a/src/netaddress.cpp
+++ b/src/netaddress.cpp
@@ -5,7 +5,7 @@
 
 #include <netaddress.h>
 #include <hash.h>
-#include <utilstrencodings.h>
+#include <util/strencodings.h>
 #include <tinyformat.h>
 
 static const unsigned char pchIPv4[12] = { 0, 0, 0, 0, 0, 0, 0, 0, 0, 0, 0xff, 0xff };
diff --git a/src/netbase.cpp b/src/netbase.cpp
index 04d5eb12c8..6a750d5141 100644
--- a/src/netbase.cpp
+++ b/src/netbase.cpp
@@ -10,8 +10,8 @@
 #include <uint256.h>
 #include <random.h>
 #include <tinyformat.h>
-#include <util.h>
-#include <utilstrencodings.h>
+#include <util/system.h>
+#include <util/strencodings.h>
 
 #include <atomic>
 
diff --git a/src/noui.cpp b/src/noui.cpp
index df4bfabb66..c7d8fee0ba 100644
--- a/src/noui.cpp
+++ b/src/noui.cpp
@@ -6,7 +6,7 @@
 #include <noui.h>
 
 #include <ui_interface.h>
-#include <util.h>
+#include <util/system.h>
 
 #include <cstdio>
 #include <stdint.h>
diff --git a/src/policy/fees.cpp b/src/policy/fees.cpp
index aee6fbee1a..3afe6fe1b7 100644
--- a/src/policy/fees.cpp
+++ b/src/policy/fees.cpp
@@ -10,7 +10,7 @@
 #include <primitives/transaction.h>
 #include <streams.h>
 #include <txmempool.h>
-#include <util.h>
+#include <util/system.h>
 
 static constexpr double INF_FEERATE = 1e99;
 
diff --git a/src/policy/policy.cpp b/src/policy/policy.cpp
index ac1b75edb4..d4cc538492 100644
--- a/src/policy/policy.cpp
+++ b/src/policy/policy.cpp
@@ -11,8 +11,8 @@
 #include <validation.h>
 #include <coins.h>
 #include <tinyformat.h>
-#include <util.h>
-#include <utilstrencodings.h>
+#include <util/system.h>
+#include <util/strencodings.h>
 
 
 CAmount GetDustThreshold(const CTxOut& txout, const CFeeRate& dustRelayFeeIn)
diff --git a/src/primitives/block.cpp b/src/primitives/block.cpp
index fb95a66bde..a0c2e3f125 100644
--- a/src/primitives/block.cpp
+++ b/src/primitives/block.cpp
@@ -7,7 +7,7 @@
 
 #include <hash.h>
 #include <tinyformat.h>
-#include <utilstrencodings.h>
+#include <util/strencodings.h>
 #include <crypto/common.h>
 
 uint256 CBlockHeader::GetHash() const
diff --git a/src/primitives/transaction.cpp b/src/primitives/transaction.cpp
index bdb470470e..28c145f71d 100644
--- a/src/primitives/transaction.cpp
+++ b/src/primitives/transaction.cpp
@@ -7,7 +7,7 @@
 
 #include <hash.h>
 #include <tinyformat.h>
-#include <utilstrencodings.h>
+#include <util/strencodings.h>
 
 std::string COutPoint::ToString() const
 {
diff --git a/src/protocol.cpp b/src/protocol.cpp
index b4fc9def1f..bdf236c2c7 100644
--- a/src/protocol.cpp
+++ b/src/protocol.cpp
@@ -5,8 +5,8 @@
 
 #include <protocol.h>
 
-#include <util.h>
-#include <utilstrencodings.h>
+#include <util/system.h>
+#include <util/strencodings.h>
 
 #ifndef WIN32
 # include <arpa/inet.h>
diff --git a/src/qt/bantablemodel.cpp b/src/qt/bantablemodel.cpp
index 97348aad2b..dcfe3dcc57 100644
--- a/src/qt/bantablemodel.cpp
+++ b/src/qt/bantablemodel.cpp
@@ -10,7 +10,7 @@
 
 #include <interfaces/node.h>
 #include <sync.h>
-#include <utiltime.h>
+#include <util/time.h>
 
 #include <QDebug>
 #include <QList>
diff --git a/src/qt/bitcoin.cpp b/src/qt/bitcoin.cpp
index c0f9b3d5d3..7508f596e6 100644
--- a/src/qt/bitcoin.cpp
+++ b/src/qt/bitcoin.cpp
@@ -32,7 +32,7 @@
 #include <rpc/server.h>
 #include <ui_interface.h>
 #include <uint256.h>
-#include <util.h>
+#include <util/system.h>
 #include <warnings.h>
 
 #include <walletinitinterface.h>
diff --git a/src/qt/bitcoingui.cpp b/src/qt/bitcoingui.cpp
index 311841017f..072334ebb0 100644
--- a/src/qt/bitcoingui.cpp
+++ b/src/qt/bitcoingui.cpp
@@ -33,7 +33,7 @@
 #include <interfaces/node.h>
 #include <noui.h>
 #include <ui_interface.h>
-#include <util.h>
+#include <util/system.h>
 
 #include <iostream>
 
diff --git a/src/qt/clientmodel.cpp b/src/qt/clientmodel.cpp
index 183444efab..75012b279c 100644
--- a/src/qt/clientmodel.cpp
+++ b/src/qt/clientmodel.cpp
@@ -20,7 +20,7 @@
 #include <netbase.h>
 #include <txmempool.h>
 #include <ui_interface.h>
-#include <util.h>
+#include <util/system.h>
 #include <warnings.h>
 
 #include <stdint.h>
diff --git a/src/qt/guiutil.cpp b/src/qt/guiutil.cpp
index 5f6af61a70..a68140ccf9 100644
--- a/src/qt/guiutil.cpp
+++ b/src/qt/guiutil.cpp
@@ -18,7 +18,7 @@
 #include <protocol.h>
 #include <script/script.h>
 #include <script/standard.h>
-#include <util.h>
+#include <util/system.h>
 
 #ifdef WIN32
 #ifdef _WIN32_WINNT
diff --git a/src/qt/intro.cpp b/src/qt/intro.cpp
index b19cc17a4d..0b61b05318 100644
--- a/src/qt/intro.cpp
+++ b/src/qt/intro.cpp
@@ -13,7 +13,7 @@
 #include <qt/guiutil.h>
 
 #include <interfaces/node.h>
-#include <util.h>
+#include <util/system.h>
 
 #include <QFileDialog>
 #include <QSettings>
diff --git a/src/qt/paymentrequestplus.cpp b/src/qt/paymentrequestplus.cpp
index a989988c45..b962ab1ef2 100644
--- a/src/qt/paymentrequestplus.cpp
+++ b/src/qt/paymentrequestplus.cpp
@@ -9,7 +9,7 @@
 
 #include <qt/paymentrequestplus.h>
 
-#include <util.h>
+#include <util/system.h>
 
 #include <stdexcept>
 
diff --git a/src/qt/paymentserver.cpp b/src/qt/paymentserver.cpp
index 3f118e37f1..8148986b51 100644
--- a/src/qt/paymentserver.cpp
+++ b/src/qt/paymentserver.cpp
@@ -17,7 +17,7 @@
 #include <policy/policy.h>
 #include <key_io.h>
 #include <ui_interface.h>
-#include <util.h>
+#include <util/system.h>
 #include <wallet/wallet.h>
 
 #include <cstdlib>
diff --git a/src/qt/rpcconsole.cpp b/src/qt/rpcconsole.cpp
index c004c783f2..606f1d2910 100644
--- a/src/qt/rpcconsole.cpp
+++ b/src/qt/rpcconsole.cpp
@@ -18,7 +18,7 @@
 #include <netbase.h>
 #include <rpc/server.h>
 #include <rpc/client.h>
-#include <util.h>
+#include <util/system.h>
 
 #include <openssl/crypto.h>
 
diff --git a/src/qt/splashscreen.cpp b/src/qt/splashscreen.cpp
index 1eff4f6b65..b6235e91f7 100644
--- a/src/qt/splashscreen.cpp
+++ b/src/qt/splashscreen.cpp
@@ -15,7 +15,7 @@
 #include <interfaces/node.h>
 #include <interfaces/wallet.h>
 #include <ui_interface.h>
-#include <util.h>
+#include <util/system.h>
 #include <version.h>
 
 #include <QApplication>
diff --git a/src/qt/test/paymentservertests.cpp b/src/qt/test/paymentservertests.cpp
index 5384b9e8b0..94907595f5 100644
--- a/src/qt/test/paymentservertests.cpp
+++ b/src/qt/test/paymentservertests.cpp
@@ -13,8 +13,8 @@
 #include <random.h>
 #include <script/script.h>
 #include <script/standard.h>
-#include <util.h>
-#include <utilstrencodings.h>
+#include <util/system.h>
+#include <util/strencodings.h>
 
 #include <openssl/x509.h>
 #include <openssl/x509_vfy.h>
diff --git a/src/qt/test/rpcnestedtests.cpp b/src/qt/test/rpcnestedtests.cpp
index 2e321c1ba1..ed453336da 100644
--- a/src/qt/test/rpcnestedtests.cpp
+++ b/src/qt/test/rpcnestedtests.cpp
@@ -14,7 +14,7 @@
 #include <qt/rpcconsole.h>
 #include <test/test_bitcoin.h>
 #include <univalue.h>
-#include <util.h>
+#include <util/system.h>
 
 #include <QDir>
 #include <QtGlobal>
diff --git a/src/qt/test/test_main.cpp b/src/qt/test/test_main.cpp
index 28df4ebf26..b6523604fd 100644
--- a/src/qt/test/test_main.cpp
+++ b/src/qt/test/test_main.cpp
@@ -8,7 +8,7 @@
 
 #include <chainparams.h>
 #include <qt/test/rpcnestedtests.h>
-#include <util.h>
+#include <util/system.h>
 #include <qt/test/uritests.h>
 #include <qt/test/compattests.h>
 
diff --git a/src/qt/transactiondesc.cpp b/src/qt/transactiondesc.cpp
index 3c5617bfa8..6173a9f90c 100644
--- a/src/qt/transactiondesc.cpp
+++ b/src/qt/transactiondesc.cpp
@@ -19,7 +19,7 @@
 #include <validation.h>
 #include <script/script.h>
 #include <timedata.h>
-#include <util.h>
+#include <util/system.h>
 #include <wallet/db.h>
 #include <wallet/wallet.h>
 #include <policy/policy.h>
diff --git a/src/qt/transactiontablemodel.cpp b/src/qt/transactiontablemodel.cpp
index b4be068904..aa3621b473 100644
--- a/src/qt/transactiontablemodel.cpp
+++ b/src/qt/transactiontablemodel.cpp
@@ -18,7 +18,7 @@
 #include <interfaces/node.h>
 #include <sync.h>
 #include <uint256.h>
-#include <util.h>
+#include <util/system.h>
 #include <validation.h>
 
 #include <QColor>
diff --git a/src/qt/utilitydialog.cpp b/src/qt/utilitydialog.cpp
index faeed87ec4..ebf7bad795 100644
--- a/src/qt/utilitydialog.cpp
+++ b/src/qt/utilitydialog.cpp
@@ -22,7 +22,7 @@
 #include <clientversion.h>
 #include <init.h>
 #include <interfaces/node.h>
-#include <util.h>
+#include <util/system.h>
 
 #include <stdio.h>
 
diff --git a/src/qt/walletmodel.cpp b/src/qt/walletmodel.cpp
index 71b2d321e2..353da0c9b4 100644
--- a/src/qt/walletmodel.cpp
+++ b/src/qt/walletmodel.cpp
@@ -20,7 +20,7 @@
 #include <interfaces/node.h>
 #include <key_io.h>
 #include <ui_interface.h>
-#include <util.h> // for GetBoolArg
+#include <util/system.h> // for GetBoolArg
 #include <wallet/coincontrol.h>
 #include <wallet/wallet.h>
 
diff --git a/src/qt/winshutdownmonitor.cpp b/src/qt/winshutdownmonitor.cpp
index d732326b33..08cae76add 100644
--- a/src/qt/winshutdownmonitor.cpp
+++ b/src/qt/winshutdownmonitor.cpp
@@ -6,7 +6,7 @@
 
 #if defined(Q_OS_WIN)
 #include <shutdown.h>
-#include <util.h>
+#include <util/system.h>
 
 #include <windows.h>
 
diff --git a/src/random.cpp b/src/random.cpp
index 503d5b3636..a34c70e1d5 100644
--- a/src/random.cpp
+++ b/src/random.cpp
@@ -13,7 +13,7 @@
 #endif
 #include <logging.h>  // for LogPrint()
 #include <sync.h>     // for WAIT_LOCK
-#include <utiltime.h> // for GetTime()
+#include <util/time.h> // for GetTime()
 
 #include <stdlib.h>
 #include <chrono>
@@ -35,7 +35,7 @@
 #include <sys/random.h>
 #endif
 #ifdef HAVE_SYSCTL_ARND
-#include <utilstrencodings.h> // for ARRAYLEN
+#include <util/strencodings.h> // for ARRAYLEN
 #include <sys/sysctl.h>
 #endif
 
diff --git a/src/rest.cpp b/src/rest.cpp
index 1850c0b7a6..6c7e0384cb 100644
--- a/src/rest.cpp
+++ b/src/rest.cpp
@@ -16,7 +16,7 @@
 #include <streams.h>
 #include <sync.h>
 #include <txmempool.h>
-#include <utilstrencodings.h>
+#include <util/strencodings.h>
 #include <version.h>
 
 #include <boost/algorithm/string.hpp>
diff --git a/src/rpc/blockchain.cpp b/src/rpc/blockchain.cpp
index e940134fb5..92f6f0fe11 100644
--- a/src/rpc/blockchain.cpp
+++ b/src/rpc/blockchain.cpp
@@ -26,8 +26,8 @@
 #include <sync.h>
 #include <txdb.h>
 #include <txmempool.h>
-#include <util.h>
-#include <utilstrencodings.h>
+#include <util/system.h>
+#include <util/strencodings.h>
 #include <hash.h>
 #include <validationinterface.h>
 #include <versionbitsinfo.h>
diff --git a/src/rpc/client.cpp b/src/rpc/client.cpp
index a550f693e6..2b99808c07 100644
--- a/src/rpc/client.cpp
+++ b/src/rpc/client.cpp
@@ -5,7 +5,7 @@
 
 #include <rpc/client.h>
 #include <rpc/protocol.h>
-#include <util.h>
+#include <util/system.h>
 
 #include <set>
 #include <stdint.h>
diff --git a/src/rpc/mining.cpp b/src/rpc/mining.cpp
index 25cfc69da9..58b54c66de 100644
--- a/src/rpc/mining.cpp
+++ b/src/rpc/mining.cpp
@@ -20,8 +20,8 @@
 #include <rpc/server.h>
 #include <shutdown.h>
 #include <txmempool.h>
-#include <util.h>
-#include <utilstrencodings.h>
+#include <util/system.h>
+#include <util/strencodings.h>
 #include <validation.h>
 #include <validationinterface.h>
 #include <versionbitsinfo.h>
diff --git a/src/rpc/misc.cpp b/src/rpc/misc.cpp
index b53c1a5199..cebf12bb34 100644
--- a/src/rpc/misc.cpp
+++ b/src/rpc/misc.cpp
@@ -17,8 +17,8 @@
 #include <rpc/server.h>
 #include <rpc/util.h>
 #include <timedata.h>
-#include <util.h>
-#include <utilstrencodings.h>
+#include <util/system.h>
+#include <util/strencodings.h>
 #include <warnings.h>
 
 #include <stdint.h>
diff --git a/src/rpc/net.cpp b/src/rpc/net.cpp
index 846d90cd0a..4d893bb838 100644
--- a/src/rpc/net.cpp
+++ b/src/rpc/net.cpp
@@ -16,8 +16,8 @@
 #include <sync.h>
 #include <timedata.h>
 #include <ui_interface.h>
-#include <util.h>
-#include <utilstrencodings.h>
+#include <util/system.h>
+#include <util/strencodings.h>
 #include <version.h>
 #include <warnings.h>
 
diff --git a/src/rpc/protocol.cpp b/src/rpc/protocol.cpp
index ee178f34ce..23999b305a 100644
--- a/src/rpc/protocol.cpp
+++ b/src/rpc/protocol.cpp
@@ -7,9 +7,9 @@
 
 #include <random.h>
 #include <tinyformat.h>
-#include <util.h>
-#include <utilstrencodings.h>
-#include <utiltime.h>
+#include <util/system.h>
+#include <util/strencodings.h>
+#include <util/time.h>
 #include <version.h>
 
 /**
diff --git a/src/rpc/rawtransaction.cpp b/src/rpc/rawtransaction.cpp
index a2d990b51d..0f87646b08 100644
--- a/src/rpc/rawtransaction.cpp
+++ b/src/rpc/rawtransaction.cpp
@@ -26,7 +26,7 @@
 #include <script/standard.h>
 #include <txmempool.h>
 #include <uint256.h>
-#include <utilstrencodings.h>
+#include <util/strencodings.h>
 
 #include <future>
 #include <stdint.h>
diff --git a/src/rpc/server.cpp b/src/rpc/server.cpp
index 60bf3c28c0..78abd7b610 100644
--- a/src/rpc/server.cpp
+++ b/src/rpc/server.cpp
@@ -11,8 +11,8 @@
 #include <shutdown.h>
 #include <sync.h>
 #include <ui_interface.h>
-#include <util.h>
-#include <utilstrencodings.h>
+#include <util/system.h>
+#include <util/strencodings.h>
 
 #include <boost/bind.hpp>
 #include <boost/signals2/signal.hpp>
diff --git a/src/rpc/util.cpp b/src/rpc/util.cpp
index ba414bf3f5..8a66191a6a 100644
--- a/src/rpc/util.cpp
+++ b/src/rpc/util.cpp
@@ -7,7 +7,7 @@
 #include <rpc/protocol.h>
 #include <rpc/util.h>
 #include <tinyformat.h>
-#include <utilstrencodings.h>
+#include <util/strencodings.h>
 
 // Converts a hex string to a public key if possible
 CPubKey HexToPubKey(const std::string& hex_in)
diff --git a/src/script/descriptor.cpp b/src/script/descriptor.cpp
index 478797e958..90c4ddcc11 100644
--- a/src/script/descriptor.cpp
+++ b/src/script/descriptor.cpp
@@ -10,8 +10,8 @@
 #include <script/standard.h>
 
 #include <span.h>
-#include <util.h>
-#include <utilstrencodings.h>
+#include <util/system.h>
+#include <util/strencodings.h>
 
 #include <memory>
 #include <string>
diff --git a/src/script/script.cpp b/src/script/script.cpp
index 9bdf3ed808..982aa241e7 100644
--- a/src/script/script.cpp
+++ b/src/script/script.cpp
@@ -6,7 +6,7 @@
 #include <script/script.h>
 
 #include <tinyformat.h>
-#include <utilstrencodings.h>
+#include <util/strencodings.h>
 
 const char* GetOpName(opcodetype opcode)
 {
diff --git a/src/script/sigcache.cpp b/src/script/sigcache.cpp
index 68f0542294..94005cf6f3 100644
--- a/src/script/sigcache.cpp
+++ b/src/script/sigcache.cpp
@@ -9,7 +9,7 @@
 #include <pubkey.h>
 #include <random.h>
 #include <uint256.h>
-#include <util.h>
+#include <util/system.h>
 
 #include <cuckoocache.h>
 #include <boost/thread.hpp>
diff --git a/src/script/standard.cpp b/src/script/standard.cpp
index 08ba1b1e0f..31bfd04b0f 100644
--- a/src/script/standard.cpp
+++ b/src/script/standard.cpp
@@ -8,8 +8,8 @@
 #include <crypto/sha256.h>
 #include <pubkey.h>
 #include <script/script.h>
-#include <util.h>
-#include <utilstrencodings.h>
+#include <util/system.h>
+#include <util/strencodings.h>
 
 
 typedef std::vector<unsigned char> valtype;
diff --git a/src/sync.cpp b/src/sync.cpp
index c9aa98dcd6..30811f5f89 100644
--- a/src/sync.cpp
+++ b/src/sync.cpp
@@ -5,7 +5,7 @@
 #include <sync.h>
 
 #include <logging.h>
-#include <utilstrencodings.h>
+#include <util/strencodings.h>
 
 #include <stdio.h>
 
diff --git a/src/test/allocator_tests.cpp b/src/test/allocator_tests.cpp
index c72c062b81..5a108dcdad 100644
--- a/src/test/allocator_tests.cpp
+++ b/src/test/allocator_tests.cpp
@@ -2,7 +2,7 @@
 // Distributed under the MIT software license, see the accompanying
 // file COPYING or http://www.opensource.org/licenses/mit-license.php.
 
-#include <util.h>
+#include <util/system.h>
 
 #include <support/allocators/secure.h>
 #include <test/test_bitcoin.h>
diff --git a/src/test/base32_tests.cpp b/src/test/base32_tests.cpp
index 6b06d2e1b6..32af843bf6 100644
--- a/src/test/base32_tests.cpp
+++ b/src/test/base32_tests.cpp
@@ -2,7 +2,7 @@
 // Distributed under the MIT software license, see the accompanying
 // file COPYING or http://www.opensource.org/licenses/mit-license.php.
 
-#include <utilstrencodings.h>
+#include <util/strencodings.h>
 #include <test/test_bitcoin.h>
 
 #include <boost/test/unit_test.hpp>
diff --git a/src/test/base58_tests.cpp b/src/test/base58_tests.cpp
index 5fc4abaf3d..f8f9b3c1a7 100644
--- a/src/test/base58_tests.cpp
+++ b/src/test/base58_tests.cpp
@@ -6,7 +6,7 @@
 
 #include <base58.h>
 #include <test/test_bitcoin.h>
-#include <utilstrencodings.h>
+#include <util/strencodings.h>
 
 #include <univalue.h>
 
diff --git a/src/test/base64_tests.cpp b/src/test/base64_tests.cpp
index daceea262c..0abbb682a7 100644
--- a/src/test/base64_tests.cpp
+++ b/src/test/base64_tests.cpp
@@ -2,7 +2,7 @@
 // Distributed under the MIT software license, see the accompanying
 // file COPYING or http://www.opensource.org/licenses/mit-license.php.
 
-#include <utilstrencodings.h>
+#include <util/strencodings.h>
 #include <test/test_bitcoin.h>
 
 #include <boost/test/unit_test.hpp>
diff --git a/src/test/bip32_tests.cpp b/src/test/bip32_tests.cpp
index 2cdbaca7ba..c9951f4b7e 100644
--- a/src/test/bip32_tests.cpp
+++ b/src/test/bip32_tests.cpp
@@ -7,8 +7,8 @@
 #include <key.h>
 #include <key_io.h>
 #include <uint256.h>
-#include <util.h>
-#include <utilstrencodings.h>
+#include <util/system.h>
+#include <util/strencodings.h>
 #include <test/test_bitcoin.h>
 
 #include <string>
diff --git a/src/test/blockfilter_tests.cpp b/src/test/blockfilter_tests.cpp
index 4941ebd483..2144202b8d 100644
--- a/src/test/blockfilter_tests.cpp
+++ b/src/test/blockfilter_tests.cpp
@@ -10,7 +10,7 @@
 #include <serialize.h>
 #include <streams.h>
 #include <univalue.h>
-#include <utilstrencodings.h>
+#include <util/strencodings.h>
 
 #include <boost/test/unit_test.hpp>
 
diff --git a/src/test/bloom_tests.cpp b/src/test/bloom_tests.cpp
index 8a8e8bfdc3..c900bee199 100644
--- a/src/test/bloom_tests.cpp
+++ b/src/test/bloom_tests.cpp
@@ -13,8 +13,8 @@
 #include <serialize.h>
 #include <streams.h>
 #include <uint256.h>
-#include <util.h>
-#include <utilstrencodings.h>
+#include <util/system.h>
+#include <util/strencodings.h>
 #include <test/test_bitcoin.h>
 
 #include <vector>
diff --git a/src/test/checkqueue_tests.cpp b/src/test/checkqueue_tests.cpp
index f4b416c4ca..a757e06a9d 100644
--- a/src/test/checkqueue_tests.cpp
+++ b/src/test/checkqueue_tests.cpp
@@ -2,8 +2,8 @@
 // Distributed under the MIT software license, see the accompanying
 // file COPYING or http://www.opensource.org/licenses/mit-license.php.
 
-#include <util.h>
-#include <utiltime.h>
+#include <util/system.h>
+#include <util/time.h>
 #include <validation.h>
 
 #include <test/test_bitcoin.h>
diff --git a/src/test/coins_tests.cpp b/src/test/coins_tests.cpp
index 6f4b5ecd26..521312f1b7 100644
--- a/src/test/coins_tests.cpp
+++ b/src/test/coins_tests.cpp
@@ -6,7 +6,7 @@
 #include <script/standard.h>
 #include <uint256.h>
 #include <undo.h>
-#include <utilstrencodings.h>
+#include <util/strencodings.h>
 #include <test/test_bitcoin.h>
 #include <validation.h>
 #include <consensus/validation.h>
diff --git a/src/test/compress_tests.cpp b/src/test/compress_tests.cpp
index a4e99d438f..e686c05165 100644
--- a/src/test/compress_tests.cpp
+++ b/src/test/compress_tests.cpp
@@ -3,7 +3,7 @@
 // file COPYING or http://www.opensource.org/licenses/mit-license.php.
 
 #include <compressor.h>
-#include <util.h>
+#include <util/system.h>
 #include <test/test_bitcoin.h>
 
 #include <stdint.h>
diff --git a/src/test/crypto_tests.cpp b/src/test/crypto_tests.cpp
index 713e3e2ded..f3fd83a0cc 100644
--- a/src/test/crypto_tests.cpp
+++ b/src/test/crypto_tests.cpp
@@ -11,7 +11,7 @@
 #include <crypto/hmac_sha256.h>
 #include <crypto/hmac_sha512.h>
 #include <random.h>
-#include <utilstrencodings.h>
+#include <util/strencodings.h>
 #include <test/test_bitcoin.h>
 
 #include <vector>
diff --git a/src/test/denialofservice_tests.cpp b/src/test/denialofservice_tests.cpp
index 52bbe96b96..97cf5ed345 100644
--- a/src/test/denialofservice_tests.cpp
+++ b/src/test/denialofservice_tests.cpp
@@ -11,7 +11,7 @@
 #include <pow.h>
 #include <script/sign.h>
 #include <serialize.h>
-#include <util.h>
+#include <util/system.h>
 #include <validation.h>
 
 #include <test/test_bitcoin.h>
diff --git a/src/test/descriptor_tests.cpp b/src/test/descriptor_tests.cpp
index f3083bab4a..57e4b067c0 100644
--- a/src/test/descriptor_tests.cpp
+++ b/src/test/descriptor_tests.cpp
@@ -9,7 +9,7 @@
 #include <test/test_bitcoin.h>
 #include <boost/test/unit_test.hpp>
 #include <script/descriptor.h>
-#include <utilstrencodings.h>
+#include <util/strencodings.h>
 
 namespace {
 
diff --git a/src/test/getarg_tests.cpp b/src/test/getarg_tests.cpp
index 7592330b10..0432ede3e0 100644
--- a/src/test/getarg_tests.cpp
+++ b/src/test/getarg_tests.cpp
@@ -2,7 +2,7 @@
 // Distributed under the MIT software license, see the accompanying
 // file COPYING or http://www.opensource.org/licenses/mit-license.php.
 
-#include <util.h>
+#include <util/system.h>
 #include <test/test_bitcoin.h>
 
 #include <string>
diff --git a/src/test/hash_tests.cpp b/src/test/hash_tests.cpp
index 6ed0209895..fd3a6b0dec 100644
--- a/src/test/hash_tests.cpp
+++ b/src/test/hash_tests.cpp
@@ -3,7 +3,7 @@
 // file COPYING or http://www.opensource.org/licenses/mit-license.php.
 
 #include <hash.h>
-#include <utilstrencodings.h>
+#include <util/strencodings.h>
 #include <test/test_bitcoin.h>
 
 #include <vector>
diff --git a/src/test/key_io_tests.cpp b/src/test/key_io_tests.cpp
index a0c10d8ddd..5db62f4bba 100644
--- a/src/test/key_io_tests.cpp
+++ b/src/test/key_io_tests.cpp
@@ -8,7 +8,7 @@
 #include <key.h>
 #include <key_io.h>
 #include <script/script.h>
-#include <utilstrencodings.h>
+#include <util/strencodings.h>
 #include <test/test_bitcoin.h>
 
 #include <boost/test/unit_test.hpp>
diff --git a/src/test/key_properties.cpp b/src/test/key_properties.cpp
index 14e3c85359..c564b4eab8 100644
--- a/src/test/key_properties.cpp
+++ b/src/test/key_properties.cpp
@@ -6,8 +6,8 @@
 #include <base58.h>
 #include <script/script.h>
 #include <uint256.h>
-#include <util.h>
-#include <utilstrencodings.h>
+#include <util/system.h>
+#include <util/strencodings.h>
 #include <test/test_bitcoin.h>
 #include <string>
 #include <vector>
diff --git a/src/test/key_tests.cpp b/src/test/key_tests.cpp
index 61db70decb..91cafd05d9 100644
--- a/src/test/key_tests.cpp
+++ b/src/test/key_tests.cpp
@@ -7,8 +7,8 @@
 #include <key_io.h>
 #include <script/script.h>
 #include <uint256.h>
-#include <util.h>
-#include <utilstrencodings.h>
+#include <util/system.h>
+#include <util/strencodings.h>
 #include <test/test_bitcoin.h>
 
 #include <string>
diff --git a/src/test/mempool_tests.cpp b/src/test/mempool_tests.cpp
index 0e15464fd9..db38c9623c 100644
--- a/src/test/mempool_tests.cpp
+++ b/src/test/mempool_tests.cpp
@@ -4,7 +4,7 @@
 
 #include <policy/policy.h>
 #include <txmempool.h>
-#include <util.h>
+#include <util/system.h>
 
 #include <test/test_bitcoin.h>
 
diff --git a/src/test/miner_tests.cpp b/src/test/miner_tests.cpp
index 354ca7507e..a7074a5e43 100644
--- a/src/test/miner_tests.cpp
+++ b/src/test/miner_tests.cpp
@@ -15,8 +15,8 @@
 #include <script/standard.h>
 #include <txmempool.h>
 #include <uint256.h>
-#include <util.h>
-#include <utilstrencodings.h>
+#include <util/system.h>
+#include <util/strencodings.h>
 
 #include <test/test_bitcoin.h>
 
diff --git a/src/test/net_tests.cpp b/src/test/net_tests.cpp
index 35a143957e..213afed730 100644
--- a/src/test/net_tests.cpp
+++ b/src/test/net_tests.cpp
@@ -11,7 +11,7 @@
 #include <net.h>
 #include <netbase.h>
 #include <chainparams.h>
-#include <util.h>
+#include <util/system.h>
 
 #include <memory>
 
diff --git a/src/test/netbase_tests.cpp b/src/test/netbase_tests.cpp
index 8072eb922d..0d557cff13 100644
--- a/src/test/netbase_tests.cpp
+++ b/src/test/netbase_tests.cpp
@@ -4,7 +4,7 @@
 
 #include <netbase.h>
 #include <test/test_bitcoin.h>
-#include <utilstrencodings.h>
+#include <util/strencodings.h>
 
 #include <string>
 
diff --git a/src/test/policyestimator_tests.cpp b/src/test/policyestimator_tests.cpp
index 2022ed6659..51668cbe64 100644
--- a/src/test/policyestimator_tests.cpp
+++ b/src/test/policyestimator_tests.cpp
@@ -6,7 +6,7 @@
 #include <policy/fees.h>
 #include <txmempool.h>
 #include <uint256.h>
-#include <util.h>
+#include <util/system.h>
 
 #include <test/test_bitcoin.h>
 
diff --git a/src/test/pow_tests.cpp b/src/test/pow_tests.cpp
index 1ac9adc740..f788c34e05 100644
--- a/src/test/pow_tests.cpp
+++ b/src/test/pow_tests.cpp
@@ -6,7 +6,7 @@
 #include <chainparams.h>
 #include <pow.h>
 #include <random.h>
-#include <util.h>
+#include <util/system.h>
 #include <test/test_bitcoin.h>
 
 #include <boost/test/unit_test.hpp>
diff --git a/src/test/script_tests.cpp b/src/test/script_tests.cpp
index 7fbf37e7fb..1c70fdcce6 100644
--- a/src/test/script_tests.cpp
+++ b/src/test/script_tests.cpp
@@ -10,8 +10,8 @@
 #include <script/script.h>
 #include <script/script_error.h>
 #include <script/sign.h>
-#include <util.h>
-#include <utilstrencodings.h>
+#include <util/system.h>
+#include <util/strencodings.h>
 #include <test/test_bitcoin.h>
 #include <rpc/server.h>
 
diff --git a/src/test/sighash_tests.cpp b/src/test/sighash_tests.cpp
index e6905457bb..c329844341 100644
--- a/src/test/sighash_tests.cpp
+++ b/src/test/sighash_tests.cpp
@@ -11,8 +11,8 @@
 #include <serialize.h>
 #include <streams.h>
 #include <test/test_bitcoin.h>
-#include <util.h>
-#include <utilstrencodings.h>
+#include <util/system.h>
+#include <util/strencodings.h>
 #include <version.h>
 
 #include <iostream>
diff --git a/src/test/skiplist_tests.cpp b/src/test/skiplist_tests.cpp
index c0754618fb..552bd1ab03 100644
--- a/src/test/skiplist_tests.cpp
+++ b/src/test/skiplist_tests.cpp
@@ -3,7 +3,7 @@
 // file COPYING or http://www.opensource.org/licenses/mit-license.php.
 
 #include <chain.h>
-#include <util.h>
+#include <util/system.h>
 #include <test/test_bitcoin.h>
 
 #include <vector>
diff --git a/src/test/transaction_tests.cpp b/src/test/transaction_tests.cpp
index c527ad448c..9978c71661 100644
--- a/src/test/transaction_tests.cpp
+++ b/src/test/transaction_tests.cpp
@@ -19,7 +19,7 @@
 #include <script/sign.h>
 #include <script/script_error.h>
 #include <script/standard.h>
-#include <utilstrencodings.h>
+#include <util/strencodings.h>
 
 #include <map>
 #include <string>
diff --git a/src/test/txindex_tests.cpp b/src/test/txindex_tests.cpp
index 2a160b9988..43e025c58f 100644
--- a/src/test/txindex_tests.cpp
+++ b/src/test/txindex_tests.cpp
@@ -5,8 +5,8 @@
 #include <index/txindex.h>
 #include <script/standard.h>
 #include <test/test_bitcoin.h>
-#include <util.h>
-#include <utiltime.h>
+#include <util/system.h>
+#include <util/time.h>
 #include <validation.h>
 
 #include <boost/test/unit_test.hpp>
diff --git a/src/test/txvalidationcache_tests.cpp b/src/test/txvalidationcache_tests.cpp
index 2bf835a756..506a60d173 100644
--- a/src/test/txvalidationcache_tests.cpp
+++ b/src/test/txvalidationcache_tests.cpp
@@ -12,7 +12,7 @@
 #include <script/standard.h>
 #include <script/sign.h>
 #include <test/test_bitcoin.h>
-#include <utiltime.h>
+#include <util/time.h>
 #include <core_io.h>
 #include <keystore.h>
 #include <policy/policy.h>
diff --git a/src/test/util_tests.cpp b/src/test/util_tests.cpp
index c74eb7531a..ff19b12a9c 100644
--- a/src/test/util_tests.cpp
+++ b/src/test/util_tests.cpp
@@ -2,13 +2,13 @@
 // Distributed under the MIT software license, see the accompanying
 // file COPYING or http://www.opensource.org/licenses/mit-license.php.
 
-#include <util.h>
+#include <util/system.h>
 
 #include <clientversion.h>
 #include <primitives/transaction.h>
 #include <sync.h>
-#include <utilstrencodings.h>
-#include <utilmoneystr.h>
+#include <util/strencodings.h>
+#include <util/moneystr.h>
 #include <test/test_bitcoin.h>
 
 #include <stdint.h>
diff --git a/src/timedata.cpp b/src/timedata.cpp
index 291111feb2..9c022c9ad1 100644
--- a/src/timedata.cpp
+++ b/src/timedata.cpp
@@ -11,8 +11,8 @@
 #include <netaddress.h>
 #include <sync.h>
 #include <ui_interface.h>
-#include <util.h>
-#include <utilstrencodings.h>
+#include <util/system.h>
+#include <util/strencodings.h>
 #include <warnings.h>
 
 
diff --git a/src/torcontrol.cpp b/src/torcontrol.cpp
index c88f61f1ec..229cc7d553 100644
--- a/src/torcontrol.cpp
+++ b/src/torcontrol.cpp
@@ -4,10 +4,10 @@
 // file COPYING or http://www.opensource.org/licenses/mit-license.php.
 
 #include <torcontrol.h>
-#include <utilstrencodings.h>
+#include <util/strencodings.h>
 #include <netbase.h>
 #include <net.h>
-#include <util.h>
+#include <util/system.h>
 #include <crypto/hmac_sha256.h>
 
 #include <vector>
diff --git a/src/txdb.cpp b/src/txdb.cpp
index cbea550739..8447352c54 100644
--- a/src/txdb.cpp
+++ b/src/txdb.cpp
@@ -11,7 +11,7 @@
 #include <pow.h>
 #include <shutdown.h>
 #include <uint256.h>
-#include <util.h>
+#include <util/system.h>
 #include <ui_interface.h>
 
 #include <stdint.h>
diff --git a/src/txmempool.cpp b/src/txmempool.cpp
index 34a1e539df..68f47d5cce 100644
--- a/src/txmempool.cpp
+++ b/src/txmempool.cpp
@@ -14,9 +14,9 @@
 #include <reverse_iterator.h>
 #include <streams.h>
 #include <timedata.h>
-#include <util.h>
-#include <utilmoneystr.h>
-#include <utiltime.h>
+#include <util/system.h>
+#include <util/moneystr.h>
+#include <util/time.h>
 
 CTxMemPoolEntry::CTxMemPoolEntry(const CTransactionRef& _tx, const CAmount& _nFee,
                                  int64_t _nTime, unsigned int _entryHeight,
diff --git a/src/ui_interface.cpp b/src/ui_interface.cpp
index 22b4768059..947d7e2308 100644
--- a/src/ui_interface.cpp
+++ b/src/ui_interface.cpp
@@ -3,7 +3,7 @@
 // file COPYING or http://www.opensource.org/licenses/mit-license.php.
 
 #include <ui_interface.h>
-#include <util.h>
+#include <util/system.h>
 
 #include <boost/signals2/last_value.hpp>
 #include <boost/signals2/signal.hpp>
diff --git a/src/uint256.cpp b/src/uint256.cpp
index e940f90cf0..d9da668036 100644
--- a/src/uint256.cpp
+++ b/src/uint256.cpp
@@ -5,7 +5,7 @@
 
 #include <uint256.h>
 
-#include <utilstrencodings.h>
+#include <util/strencodings.h>
 
 #include <stdio.h>
 #include <string.h>
diff --git a/src/utilmemory.h b/src/util/memory.h
similarity index 89%
rename from src/utilmemory.h
rename to src/util/memory.h
index e71fe92284..15ecf8f80d 100644
--- a/src/utilmemory.h
+++ b/src/util/memory.h
@@ -3,8 +3,8 @@
 // Distributed under the MIT software license, see the accompanying
 // file COPYING or http://www.opensource.org/licenses/mit-license.php.
 
-#ifndef BITCOIN_UTILMEMORY_H
-#define BITCOIN_UTILMEMORY_H
+#ifndef BITCOIN_UTIL_MEMORY_H
+#define BITCOIN_UTIL_MEMORY_H
 
 #include <memory>
 #include <utility>
diff --git a/src/utilmoneystr.cpp b/src/util/moneystr.cpp
similarity index 97%
rename from src/utilmoneystr.cpp
rename to src/util/moneystr.cpp
index 7bae161a1d..4c4de7b729 100644
--- a/src/utilmoneystr.cpp
+++ b/src/util/moneystr.cpp
@@ -3,11 +3,11 @@
 // Distributed under the MIT software license, see the accompanying
 // file COPYING or http://www.opensource.org/licenses/mit-license.php.
 
-#include <utilmoneystr.h>
+#include <util/moneystr.h>
 
 #include <primitives/transaction.h>
 #include <tinyformat.h>
-#include <utilstrencodings.h>
+#include <util/strencodings.h>
 
 std::string FormatMoney(const CAmount& n)
 {
diff --git a/src/utilmoneystr.h b/src/util/moneystr.h
similarity index 86%
rename from src/utilmoneystr.h
rename to src/util/moneystr.h
index 67579adb77..9133f46d5d 100644
--- a/src/utilmoneystr.h
+++ b/src/util/moneystr.h
@@ -6,8 +6,8 @@
 /**
  * Money parsing/formatting utilities.
  */
-#ifndef BITCOIN_UTILMONEYSTR_H
-#define BITCOIN_UTILMONEYSTR_H
+#ifndef BITCOIN_UTIL_MONEYSTR_H
+#define BITCOIN_UTIL_MONEYSTR_H
 
 #include <stdint.h>
 #include <string>
@@ -21,4 +21,4 @@ std::string FormatMoney(const CAmount& n);
 bool ParseMoney(const std::string& str, CAmount& nRet);
 bool ParseMoney(const char* pszIn, CAmount& nRet);
 
-#endif // BITCOIN_UTILMONEYSTR_H
+#endif // BITCOIN_UTIL_MONEYSTR_H
diff --git a/src/utilstrencodings.cpp b/src/util/strencodings.cpp
similarity index 99%
rename from src/utilstrencodings.cpp
rename to src/util/strencodings.cpp
index a1700d2514..5b8520030b 100644
--- a/src/utilstrencodings.cpp
+++ b/src/util/strencodings.cpp
@@ -3,7 +3,7 @@
 // Distributed under the MIT software license, see the accompanying
 // file COPYING or http://www.opensource.org/licenses/mit-license.php.
 
-#include <utilstrencodings.h>
+#include <util/strencodings.h>
 
 #include <tinyformat.h>
 
diff --git a/src/utilstrencodings.h b/src/util/strencodings.h
similarity index 98%
rename from src/utilstrencodings.h
rename to src/util/strencodings.h
index 1610c8c268..132071c61e 100644
--- a/src/utilstrencodings.h
+++ b/src/util/strencodings.h
@@ -6,8 +6,8 @@
 /**
  * Utilities for converting data from/to strings.
  */
-#ifndef BITCOIN_UTILSTRENCODINGS_H
-#define BITCOIN_UTILSTRENCODINGS_H
+#ifndef BITCOIN_UTIL_STRENCODINGS_H
+#define BITCOIN_UTIL_STRENCODINGS_H
 
 #include <stdint.h>
 #include <string>
@@ -245,4 +245,4 @@ constexpr unsigned char ToUpper(unsigned char c)
  */
 std::string Capitalize(std::string str);
 
-#endif // BITCOIN_UTILSTRENCODINGS_H
+#endif // BITCOIN_UTIL_STRENCODINGS_H
diff --git a/src/util.cpp b/src/util/system.cpp
similarity index 99%
rename from src/util.cpp
rename to src/util/system.cpp
index 6479b9b9ce..4f5dd2d6e9 100644
--- a/src/util.cpp
+++ b/src/util/system.cpp
@@ -3,12 +3,12 @@
 // Distributed under the MIT software license, see the accompanying
 // file COPYING or http://www.opensource.org/licenses/mit-license.php.
 
-#include <util.h>
+#include <util/system.h>
 
 #include <chainparamsbase.h>
 #include <random.h>
 #include <serialize.h>
-#include <utilstrencodings.h>
+#include <util/strencodings.h>
 
 #include <stdarg.h>
 
diff --git a/src/util.h b/src/util/system.h
similarity index 98%
rename from src/util.h
rename to src/util/system.h
index fa6d2cd489..5634b8dd61 100644
--- a/src/util.h
+++ b/src/util/system.h
@@ -7,8 +7,8 @@
  * Server/client environment: argument handling, config file parsing,
  * thread wrappers, startup time
  */
-#ifndef BITCOIN_UTIL_H
-#define BITCOIN_UTIL_H
+#ifndef BITCOIN_UTIL_SYSTEM_H
+#define BITCOIN_UTIL_SYSTEM_H
 
 #if defined(HAVE_CONFIG_H)
 #include <config/bitcoin-config.h>
@@ -19,8 +19,8 @@
 #include <logging.h>
 #include <sync.h>
 #include <tinyformat.h>
-#include <utilmemory.h>
-#include <utiltime.h>
+#include <util/memory.h>
+#include <util/time.h>
 
 #include <atomic>
 #include <exception>
@@ -379,4 +379,4 @@ private:
 
 } // namespace util
 
-#endif // BITCOIN_UTIL_H
+#endif // BITCOIN_UTIL_SYSTEM_H
diff --git a/src/utiltime.cpp b/src/util/time.cpp
similarity index 99%
rename from src/utiltime.cpp
rename to src/util/time.cpp
index 908791da48..83a7937d8f 100644
--- a/src/utiltime.cpp
+++ b/src/util/time.cpp
@@ -7,7 +7,7 @@
 #include <config/bitcoin-config.h>
 #endif
 
-#include <utiltime.h>
+#include <util/time.h>
 
 #include <atomic>
 #include <boost/date_time/posix_time/posix_time.hpp>
diff --git a/src/utiltime.h b/src/util/time.h
similarity index 93%
rename from src/utiltime.h
rename to src/util/time.h
index c3e3da3014..f2e2747434 100644
--- a/src/utiltime.h
+++ b/src/util/time.h
@@ -3,8 +3,8 @@
 // Distributed under the MIT software license, see the accompanying
 // file COPYING or http://www.opensource.org/licenses/mit-license.php.
 
-#ifndef BITCOIN_UTILTIME_H
-#define BITCOIN_UTILTIME_H
+#ifndef BITCOIN_UTIL_TIME_H
+#define BITCOIN_UTIL_TIME_H
 
 #include <stdint.h>
 #include <string>
@@ -35,4 +35,4 @@ std::string FormatISO8601DateTime(int64_t nTime);
 std::string FormatISO8601Date(int64_t nTime);
 std::string FormatISO8601Time(int64_t nTime);
 
-#endif // BITCOIN_UTILTIME_H
+#endif // BITCOIN_UTIL_TIME_H
diff --git a/src/validation.cpp b/src/validation.cpp
index 0c446c262d..241957878e 100644
--- a/src/validation.cpp
+++ b/src/validation.cpp
@@ -35,9 +35,9 @@
 #include <txmempool.h>
 #include <ui_interface.h>
 #include <undo.h>
-#include <util.h>
-#include <utilmoneystr.h>
-#include <utilstrencodings.h>
+#include <util/system.h>
+#include <util/moneystr.h>
+#include <util/strencodings.h>
 #include <validationinterface.h>
 #include <warnings.h>
 
diff --git a/src/validationinterface.cpp b/src/validationinterface.cpp
index e25eca2368..214a9ffba9 100644
--- a/src/validationinterface.cpp
+++ b/src/validationinterface.cpp
@@ -8,7 +8,7 @@
 #include <primitives/block.h>
 #include <scheduler.h>
 #include <txmempool.h>
-#include <util.h>
+#include <util/system.h>
 #include <validation.h>
 
 #include <list>
diff --git a/src/wallet/coincontrol.cpp b/src/wallet/coincontrol.cpp
index 645981faa4..87d2c4f06e 100644
--- a/src/wallet/coincontrol.cpp
+++ b/src/wallet/coincontrol.cpp
@@ -4,7 +4,7 @@
 
 #include <wallet/coincontrol.h>
 
-#include <util.h>
+#include <util/system.h>
 
 void CCoinControl::SetNull()
 {
diff --git a/src/wallet/coinselection.cpp b/src/wallet/coinselection.cpp
index fdeb89553b..5e955b8495 100644
--- a/src/wallet/coinselection.cpp
+++ b/src/wallet/coinselection.cpp
@@ -4,8 +4,8 @@
 
 #include <wallet/coinselection.h>
 
-#include <util.h>
-#include <utilmoneystr.h>
+#include <util/system.h>
+#include <util/moneystr.h>
 
 #include <boost/optional.hpp>
 
diff --git a/src/wallet/crypter.cpp b/src/wallet/crypter.cpp
index 729e4e39b0..de320b4e9e 100644
--- a/src/wallet/crypter.cpp
+++ b/src/wallet/crypter.cpp
@@ -8,7 +8,7 @@
 #include <crypto/sha512.h>
 #include <script/script.h>
 #include <script/standard.h>
-#include <util.h>
+#include <util/system.h>
 
 #include <string>
 #include <vector>
diff --git a/src/wallet/db.cpp b/src/wallet/db.cpp
index 25880f3529..74787eb5d2 100644
--- a/src/wallet/db.cpp
+++ b/src/wallet/db.cpp
@@ -8,7 +8,7 @@
 #include <addrman.h>
 #include <hash.h>
 #include <protocol.h>
-#include <utilstrencodings.h>
+#include <util/strencodings.h>
 #include <wallet/walletutil.h>
 
 #include <stdint.h>
diff --git a/src/wallet/db.h b/src/wallet/db.h
index 68a59607ae..8f96483a18 100644
--- a/src/wallet/db.h
+++ b/src/wallet/db.h
@@ -11,7 +11,7 @@
 #include <serialize.h>
 #include <streams.h>
 #include <sync.h>
-#include <util.h>
+#include <util/system.h>
 #include <version.h>
 
 #include <atomic>
diff --git a/src/wallet/feebumper.cpp b/src/wallet/feebumper.cpp
index 677bf74b5d..5eb70cd7a5 100644
--- a/src/wallet/feebumper.cpp
+++ b/src/wallet/feebumper.cpp
@@ -12,8 +12,8 @@
 #include <policy/rbf.h>
 #include <validation.h> //for mempool access
 #include <txmempool.h>
-#include <utilmoneystr.h>
-#include <util.h>
+#include <util/moneystr.h>
+#include <util/system.h>
 #include <net.h>
 
 //! Check whether transaction has descendant in wallet or mempool, or has been
diff --git a/src/wallet/fees.cpp b/src/wallet/fees.cpp
index d620e25f2b..9e2984ff05 100644
--- a/src/wallet/fees.cpp
+++ b/src/wallet/fees.cpp
@@ -7,7 +7,7 @@
 
 #include <policy/policy.h>
 #include <txmempool.h>
-#include <util.h>
+#include <util/system.h>
 #include <validation.h>
 #include <wallet/coincontrol.h>
 #include <wallet/wallet.h>
diff --git a/src/wallet/init.cpp b/src/wallet/init.cpp
index 46983642f0..e3aa9392d3 100644
--- a/src/wallet/init.cpp
+++ b/src/wallet/init.cpp
@@ -8,8 +8,8 @@
 #include <net.h>
 #include <scheduler.h>
 #include <outputtype.h>
-#include <util.h>
-#include <utilmoneystr.h>
+#include <util/system.h>
+#include <util/moneystr.h>
 #include <validation.h>
 #include <walletinitinterface.h>
 #include <wallet/rpcwallet.h>
diff --git a/src/wallet/rpcdump.cpp b/src/wallet/rpcdump.cpp
index c17d5b48d4..2a4cf0147e 100644
--- a/src/wallet/rpcdump.cpp
+++ b/src/wallet/rpcdump.cpp
@@ -9,8 +9,8 @@
 #include <script/script.h>
 #include <script/standard.h>
 #include <sync.h>
-#include <util.h>
-#include <utiltime.h>
+#include <util/system.h>
+#include <util/time.h>
 #include <wallet/wallet.h>
 #include <merkleblock.h>
 #include <core_io.h>
diff --git a/src/wallet/rpcwallet.cpp b/src/wallet/rpcwallet.cpp
index d9a6b69654..f28ba16295 100644
--- a/src/wallet/rpcwallet.cpp
+++ b/src/wallet/rpcwallet.cpp
@@ -23,8 +23,8 @@
 #include <script/sign.h>
 #include <shutdown.h>
 #include <timedata.h>
-#include <util.h>
-#include <utilmoneystr.h>
+#include <util/system.h>
+#include <util/moneystr.h>
 #include <wallet/coincontrol.h>
 #include <wallet/feebumper.h>
 #include <wallet/rpcwallet.h>
diff --git a/src/wallet/test/psbt_wallet_tests.cpp b/src/wallet/test/psbt_wallet_tests.cpp
index 34d6e1b87c..cb1ad25461 100644
--- a/src/wallet/test/psbt_wallet_tests.cpp
+++ b/src/wallet/test/psbt_wallet_tests.cpp
@@ -4,7 +4,7 @@
 
 #include <key_io.h>
 #include <script/sign.h>
-#include <utilstrencodings.h>
+#include <util/strencodings.h>
 #include <wallet/rpcwallet.h>
 #include <wallet/wallet.h>
 #include <univalue.h>
diff --git a/src/wallet/test/wallet_crypto_tests.cpp b/src/wallet/test/wallet_crypto_tests.cpp
index f193d5c41d..ae7092fa89 100644
--- a/src/wallet/test/wallet_crypto_tests.cpp
+++ b/src/wallet/test/wallet_crypto_tests.cpp
@@ -3,7 +3,7 @@
 // file COPYING or http://www.opensource.org/licenses/mit-license.php.
 
 #include <test/test_bitcoin.h>
-#include <utilstrencodings.h>
+#include <util/strencodings.h>
 #include <wallet/crypter.h>
 
 #include <vector>
diff --git a/src/wallet/wallet.cpp b/src/wallet/wallet.cpp
index c94a91ffc4..16ae3ff9c9 100644
--- a/src/wallet/wallet.cpp
+++ b/src/wallet/wallet.cpp
@@ -25,7 +25,7 @@
 #include <shutdown.h>
 #include <timedata.h>
 #include <txmempool.h>
-#include <utilmoneystr.h>
+#include <util/moneystr.h>
 #include <wallet/fees.h>
 #include <wallet/walletutil.h>
 
diff --git a/src/wallet/wallet.h b/src/wallet/wallet.h
index 9e0379e60f..200564870b 100644
--- a/src/wallet/wallet.h
+++ b/src/wallet/wallet.h
@@ -12,11 +12,11 @@
 #include <streams.h>
 #include <tinyformat.h>
 #include <ui_interface.h>
-#include <utilstrencodings.h>
+#include <util/strencodings.h>
 #include <validationinterface.h>
 #include <script/ismine.h>
 #include <script/sign.h>
-#include <util.h>
+#include <util/system.h>
 #include <wallet/crypter.h>
 #include <wallet/coinselection.h>
 #include <wallet/walletdb.h>
diff --git a/src/wallet/walletdb.cpp b/src/wallet/walletdb.cpp
index 5e85151358..09a33f252c 100644
--- a/src/wallet/walletdb.cpp
+++ b/src/wallet/walletdb.cpp
@@ -12,8 +12,8 @@
 #include <protocol.h>
 #include <serialize.h>
 #include <sync.h>
-#include <util.h>
-#include <utiltime.h>
+#include <util/system.h>
+#include <util/time.h>
 #include <wallet/wallet.h>
 
 #include <atomic>
diff --git a/src/wallet/walletutil.cpp b/src/wallet/walletutil.cpp
index d66d8a3775..feb952c733 100644
--- a/src/wallet/walletutil.cpp
+++ b/src/wallet/walletutil.cpp
@@ -4,7 +4,7 @@
 
 #include <wallet/walletutil.h>
 
-#include <util.h>
+#include <util/system.h>
 
 fs::path GetWalletDir()
 {
diff --git a/src/warnings.cpp b/src/warnings.cpp
index 9f10c48eef..1c6ba13f60 100644
--- a/src/warnings.cpp
+++ b/src/warnings.cpp
@@ -5,7 +5,7 @@
 
 #include <sync.h>
 #include <clientversion.h>
-#include <util.h>
+#include <util/system.h>
 #include <warnings.h>
 
 CCriticalSection cs_warnings;
diff --git a/src/zmq/zmqabstractnotifier.cpp b/src/zmq/zmqabstractnotifier.cpp
index 39cc8968d2..82e5ee5cc9 100644
--- a/src/zmq/zmqabstractnotifier.cpp
+++ b/src/zmq/zmqabstractnotifier.cpp
@@ -3,7 +3,7 @@
 // file COPYING or http://www.opensource.org/licenses/mit-license.php.
 
 #include <zmq/zmqabstractnotifier.h>
-#include <util.h>
+#include <util/system.h>
 
 
 CZMQAbstractNotifier::~CZMQAbstractNotifier()
diff --git a/src/zmq/zmqnotificationinterface.cpp b/src/zmq/zmqnotificationinterface.cpp
index 1d9f86d450..df4e51ca20 100644
--- a/src/zmq/zmqnotificationinterface.cpp
+++ b/src/zmq/zmqnotificationinterface.cpp
@@ -8,7 +8,7 @@
 #include <version.h>
 #include <validation.h>
 #include <streams.h>
-#include <util.h>
+#include <util/system.h>
 
 void zmqError(const char *str)
 {
diff --git a/src/zmq/zmqpublishnotifier.cpp b/src/zmq/zmqpublishnotifier.cpp
index 36a6458f67..718597e57c 100644
--- a/src/zmq/zmqpublishnotifier.cpp
+++ b/src/zmq/zmqpublishnotifier.cpp
@@ -7,7 +7,7 @@
 #include <streams.h>
 #include <zmq/zmqpublishnotifier.h>
 #include <validation.h>
-#include <util.h>
+#include <util/system.h>
 #include <rpc/server.h>
 
 static std::multimap<std::string, CZMQAbstractPublishNotifier*> mapPublishNotifiers;
diff --git a/test/lint/lint-circular-dependencies.sh b/test/lint/lint-circular-dependencies.sh
index 3972baed1d..6993c139bf 100755
--- a/test/lint/lint-circular-dependencies.sh
+++ b/test/lint/lint-circular-dependencies.sh
@@ -9,7 +9,7 @@
 export LC_ALL=C
 
 EXPECTED_CIRCULAR_DEPENDENCIES=(
-    "chainparamsbase -> util -> chainparamsbase"
+    "chainparamsbase -> util/system -> chainparamsbase"
     "checkpoints -> validation -> checkpoints"
     "index/txindex -> validation -> index/txindex"
     "policy/fees -> txmempool -> policy/fees"
diff --git a/test/lint/lint-format-strings.py b/test/lint/lint-format-strings.py
index 2fb35fd8ca..5caebf3739 100755
--- a/test/lint/lint-format-strings.py
+++ b/test/lint/lint-format-strings.py
@@ -16,8 +16,8 @@ FALSE_POSITIVES = [
     ("src/dbwrapper.cpp", "vsnprintf(p, limit - p, format, backup_ap)"),
     ("src/index/base.cpp", "FatalError(const char* fmt, const Args&... args)"),
     ("src/netbase.cpp", "LogConnectFailure(bool manual_connection, const char* fmt, const Args&... args)"),
-    ("src/util.cpp", "strprintf(_(COPYRIGHT_HOLDERS), _(COPYRIGHT_HOLDERS_SUBSTITUTION))"),
-    ("src/util.cpp", "strprintf(COPYRIGHT_HOLDERS, COPYRIGHT_HOLDERS_SUBSTITUTION)"),
+    ("src/util/system.cpp", "strprintf(_(COPYRIGHT_HOLDERS), _(COPYRIGHT_HOLDERS_SUBSTITUTION))"),
+    ("src/util/system.cpp", "strprintf(COPYRIGHT_HOLDERS, COPYRIGHT_HOLDERS_SUBSTITUTION)"),
     ("src/wallet/wallet.h",  "WalletLogPrintf(std::string fmt, Params... parameters)"),
     ("src/wallet/wallet.h", "LogPrintf((\"%s \" + fmt).c_str(), GetDisplayName(), parameters...)"),
     ("src/logging.h", "LogPrintf(const char* fmt, const Args&... args)"),
diff --git a/test/lint/lint-locale-dependence.sh b/test/lint/lint-locale-dependence.sh
index 216cabbce9..44170a6b5a 100755
--- a/test/lint/lint-locale-dependence.sh
+++ b/test/lint/lint-locale-dependence.sh
@@ -18,16 +18,16 @@ KNOWN_VIOLATIONS=(
     "src/torcontrol.cpp:.*atoi"
     "src/torcontrol.cpp:.*strtol"
     "src/uint256.cpp:.*tolower"
-    "src/util.cpp:.*atoi"
-    "src/util.cpp:.*fprintf"
-    "src/util.cpp:.*tolower"
-    "src/utilmoneystr.cpp:.*isdigit"
-    "src/utilstrencodings.cpp:.*atoi"
-    "src/utilstrencodings.cpp:.*strtol"
-    "src/utilstrencodings.cpp:.*strtoll"
-    "src/utilstrencodings.cpp:.*strtoul"
-    "src/utilstrencodings.cpp:.*strtoull"
-    "src/utilstrencodings.h:.*atoi"
+    "src/util/system.cpp:.*atoi"
+    "src/util/system.cpp:.*fprintf"
+    "src/util/system.cpp:.*tolower"
+    "src/util/moneystr.cpp:.*isdigit"
+    "src/util/strencodings.cpp:.*atoi"
+    "src/util/strencodings.cpp:.*strtol"
+    "src/util/strencodings.cpp:.*strtoll"
+    "src/util/strencodings.cpp:.*strtoul"
+    "src/util/strencodings.cpp:.*strtoull"
+    "src/util/strencodings.h:.*atoi"
 )
 
 REGEXP_IGNORE_EXTERNAL_DEPENDENCIES="^src/(crypto/ctaes/|leveldb/|secp256k1/|tinyformat.h|univalue/)"